Don't have a word processing program? How about spreadsheets? Don't have time to download the free software OpenOffice? Well there is another option. Google has this available online for free. http://docs.google.com/
You will need to create a free Google account. It will give you access to word processing, spreadsheets, presentations and more. There are even templates available for writing resumes, keeping budgets and calendars. Another feature is to collaborate with others. For example, you and your husband create a budget online. Now both of you can access this information from home or the office, just be signing in. Or if you want to send out a fundraising letter, you can set share it with the public.
You can create flow charts, tables, forms (with the results going to a spreadsheet) and even create credit card payoff calculator.
When you download the file, you can even create a PDF of the document, great for emailing, such as a resume. This is one freebie worth considering.